Insurance companies give hundreds of reasons to deny a personal injury claim of the plaintiff, but if everything is in its place and if the plaintiff exercises caution, it is impossible for an insurance company to reject a claim. A personal injury lawyer in Oshawa can help you, if the insurance company has rejected your claim. While highlighting the reasons behind rejecting a personal injury claim, only the top ones are recorded here. It is vital to take the necessary steps and get paid for injuries of the past and present. The money you get from the insurance company will cover for the pain and suffering, the losses suffered in the meanwhile and the medical bills, the emotional distress. 

You moved without the help of personal injury lawyers 

Making a statement to an insurance company without the help of a personal injury lawyer in Oshawa will undoubtedly lead to the rejection of the application. Don't make any request to the insurance company of the defendant until you have discussed it out with an experienced lawyer.

Is there a police report made by the officer?

If there is no police report recorded, the insurance company will make an issue of it. Make sure the police officer writes a report so that you send a copy of it to the insurance company. You may directly ask the police officer if he can make it. The police will make a report only when someone has suffered severe injury or damage. It will be great if you can record the video of the at-fault driver making a confession or apologizing about the mistake. He may state that he wasn't that careful while driving or he made a heinous mistake. These kinds of statements like ‘I was on a call,' ‘I was making a text' can change the mindset of the company. It will propel the insurance company to make payment for vehicular damage or personal injury.

Absence of independent witness

If there isn't an independent witness, then the insurance company feels the accident did not happen at all. It will then consider that the plaintiff or the injured is faulty and so there is no independent witness. But, unfortunately, if you do not have a witness, then find the best personal injury lawyer in Oshawa to represent you in the court. He can establish your point that you were really injured.

You did not take medical help

The insurance company will ask you straightaway that if you were injured then why you did not seek medical help. The insurance company will assume that you perhaps were not injured so severely to take medical assistance.

Insurance adjusters are trained in settling the case as early as possible. An insurance adjuster will lie and put pressure to accept the amount you are getting. Thus, it is essential to choose a reliable personal injury lawyer in Oshawa. Visit Here: LPC Personal Injury Lawyer